Question 1

1. What is Flexible Savings?

Accepted Answer

Flexible Savings is a product that provides hourly/daily interest and can be redeemed at any time.

Question 2

2. How does Flexible Savings work?

Accepted Answer

The funds used to subscribe to the Earn product will be deducted from your spot account, and the interest income generated will be credited to your spot account on a daily basis starting from the second day.

Question 3

3. How is the estimated daily interest calculated?

Accepted Answer

Daily interest = subscription amount × APR ÷ 365.,Daily interest distribution: After subscription, interest will be calculated at 12:00 AM (UTC+8) on the following day, and daily interest will be paid to your spot account starting from the day after the value date.,Hourly interest distribution: After subscription, the principal will start accruing interest in the next hour, and the interest will be credited to your spot account the hour after that.,Note: As the APR of some products fluctuates with the market, the daily interest value is a projection and for reference only.

Question 4

4. How do I redeem funds from a Flexible Savings product?

Accepted Answer

To redeem your funds, navigate to Assets > Orders > Earn Orders, and click Redeem on the product you want to redeem. Interest will no longer be accrued from the time you submit the redemption request.

Question 5

What is automatic subscription?

Accepted Answer

At 3:00 PM (UTC+8) every day, the assets in your spot account will be used to subscribe to Flexible Savings products. To cancel automatic subscription, simply disable the feature on the Subscription page.

Question 6

6. What is Fixed Savings?

Accepted Answer

It is a product with a fixed subscription period which yields a higher return than Flexible Savings.

Question 7

7. What are the advantages of Fixed Savings?

Accepted Answer

1. Low Risk: Your locked assets will be returned, along with any profits earned.
2. High APR: Receive higher yields than Flexible Savings.
3. Flexible Investment: Put your idle crypto to work for a fixed period of 30 or 60 days.

Question 8

8. Can Fixed Savings be redeemed in advance?

Accepted Answer

Upon maturity, your principal will be automatically transferred to the corresponding Flexible Savings product. Some Fixed Savings products allow early redemption, though this may result in the forfeiture of accrued interest. The actual redemption process is subject to the rules displayed on the page.

Coin	APR	Period	Auto-subscribe	Action
BGB	2.00%	Flexible 7 14
USDT	1.86%	Flexible
BTC BGBTC event	1.70%	Flexible
ETH	1.25%	Flexible
SOL	3.80%	Flexible 14
ADA	1.50%	Flexible
SUI	1.50%	Flexible
DOT	8.60%	Flexible 14

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