Ripple CEO Eyes SWIFT’s Share—How High Can XRP Price Go?
Speculation has intensified within the XRP community following recent comments by Ripple CEO Brad Garlinghouse regarding the company’s strategy in the global payments industry. Garlinghouse ditched the idea of a partnership with SWIFT, the king of international transactions. Instead, he made it clear that Ripple aims to surpass SWIFT.
Speaking during an appearance on Fox Business, Garlinghouse underscored Ripple’s vision for the future of international payments. “The market opportunity here is massive,” he remarked . “You have trillions of dollars flowing across borders globally. It’s still dominated by the SWIFT network, and that’s a technology architecture that was developed 50 years ago. There is an opportunity to modernise.”
This has created further discussions among traders and investors as it indicates that Ripple seeks to usher in a blockchain-driven overhaul of an industry still reliant on old age. By attempting to penetrate this sector, Ripple aims to reach the hundreds of trillions of dollars market.
Meanwhile, XRP, the digital currency associated with the payment protocol of Ripple, trades at $2.27 at present. Today, it peaked at $2.35, and its low price stood at $2.25. With such price fluctuations, trading activity seems to be tapering. Data from CoinMarketCap shows a drop of 36.88% in the trading volume, which has now decreased to $3 billion. This decline follows a wave of excitement triggered by news related to a ProShares XRP ETF.
However, optimism surrounding Ripple’s ambitions could breathe new life into XRP price momentum. A recent higher high formation on the XRP chart is being closely watched by technical analysts as a potential signal of a bullish trend in the making, as highlighted in the previous story.
Moreover, AI platforms are also modeling the possibility that the XRP could reap the benefits of wider use in global finance. The liquidity-based projection platform Grok3 looked into XRP’s circulating supply of 58 billion tokens. Its analysis suggests that if XRP were to be utilized in processing $20 trillion of the global cross-border payments market, the token’s value could reach approximately $48.89.
Also, market research firm DeepSeek has forecast a large tariff increase if banks and financial institutions use Ripple’s infrastructure. If XRP is in a situation where it is being used for utility-driven use in settlement, then it could climb to $34.
Of course, the efforts to replace SWIFT are a long road and even years (perhaps decades) is a little too optimistic for full replacement of SWIFT’s established network. Nonetheless, these forecasts highlight the upside on the valuation if Ripple could carve out a meaningful share of the cross-border payments business.
Pi Network May 2025 Outlook: Mainnet, Price Action & More
Pi Network (Pi) has been struggling since reaching an all-time high price of $2.9. Our market data shows that Pi has currently declined by 6% in the last 24 hours, extending its weekly and monthly losses to 8% and 24%.
From its current price of $0.578, Pi’s overall Return on Investment (ROI) seems to have declined by 33%. However, trading activities keep improving as the daily trading volume records an impressive surge of 44% to $107 million. This has earned it a spot in our top crypto picks for the week, as highlighted in our earlier news brief.
Looking at some key technical indicators, we found that the Pi price has been in stagnation for some time, with its Aroon indicator confirming this. As indicated in the chart below, Pi’s Aroon Up Line, which is yellow, is currently trending around 0%, while Aaroon Down Line, which is blue, has fallen to 14.29%.
According to analysts’ interpretation, the 0% shows that the asset is yet to reach a new high, while the 14.29% also shows that Pi has not recorded any serious downturn recently. Meanwhile, the Average True Range (ATR) discloses that there has been a decrease in market volatility with a shift towards consolidation.
Commenting on its price performance, the COO at Bitget Wallet, Alvin Kan, highlighted that Pi’s previous surge was triggered by anticipation. However, the recent supply of the token and the transition to a long-term project have significantly subdued the price.
Pi Network’s initial surge was largely driven by anticipation and years of community mining, but the follow-through has been more muted. As early users began realizing gains, increased token supply met limited exchange listings and a still-developing ecosystem. Without strong utility or broader liquidity, investor demand naturally tapered off. Like many new tokens, Pi is now facing the challenge of transitioning from early hype to long-term value delivery.
Above this, one thing that has come to our notice is the inverse relationship between Pi and Bitcoin. With a correlation of -0.11, the asset has consistently moved in the opposite direction whenever the price of Bitcoin surges.
Currently, $0.5192 has been said to be its next crucial support level. Breaking below this point could see Pi falling to $0.4.
Speaking on the overall growth, Kan disclosed that the mobile mining and referral method helped it in its initial stage to amass a huge user base. However, this certainly creates a pocket of scepticism around its sustainability.
While the project clarifies that it doesn’t follow a multi-level structure, concerns persist over the perceived lack of transparency and real-world use cases. To move past the debate, the focus will need to shift toward building credible utility and expanding access. If that happens, sentiment could recover—but trust takes time.
As recently discussed in our blog post, Pi could stage a bullish reversal to $3 as rumours of a Binance listing intensify. Fascinatingly, the project has also made good progress in terms of compliance, setting it up for groundbreaking developments, as also indicated in our previous article.