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1. The Problem with Traditional Finance [🖼️ *Visual: Side-by-side comparison of Banks vs. Crypto*] | Traditional Banking | Cryptocurrency | |----------------------------------|-----------------------------------| | ❌ 2-5 day wire transfers | ✅ Instant global transactions | | ❌ $30-$50 international fees | ✅ <$0.01 fees (e.g., Solana) | | ❌ Requires ID, credit history | ✅ Accessible with smartphone | Key Stat - 🔢 **1.7B unbanked adults** could access finance via crypto. 2. How Blockchain Works (Simplified) [🖼️ *Visual: Blockchain as digital "blocks" linked in a chain*] 🔹 **Decentralized**: No single owner (run by 1000s of computers). 🔹 **Transparent**: All transactions public (but pseudonymous). 🔹 **Immutable**: Data can’t be altered (hack-proof). Example - 💸 Sending Bitcoin is like **emailing cash**—no bank needed. 3. Crypto’s Evolution: A Timeline [🖼️ *Visual: Roadmap from 2009 to 2030+*] -2009 Bitcoin launches (digital gold). - 2015 Ethereum adds smart contracts. - 2020 DeFi boom ($100B+ locked). - 2024 Spot Bitcoin ETFs approved (Wall Street enters). - 2030 Prediction: 50% of remittances via crypto. 4. Real-World Use Cases [🖼️ *Visual: Icons representing each use case*] - 🌍 Remittances Save $30B/year in fees (World Bank data). - 🏦 Inflation hedge Argentina, Turkey adopt stablecoins. - 🎨 **NFTs**: Artists earn royalties directly (no galleries). Did You Know? - 🎮 Axie Infinity players in the Philippines earn 3x*minimum wage. 5. Risks & How to Mitigate Them [🖼️ *Visual: Warning signs with shield icons*] | **Risk** | **Solution** | |-------------------------|----------------------------------| | Volatility | Stablecoins (USDC, DAI) | | Scams | Use Coinbase/Kraken (regulated) | | Lost passwords | Hardware wallets (Ledger) | Key Rule - 🔐 **"Not your keys, not your crypto"**—self-custody matters. 6. The Future: What’s Next? [🖼️ *Visual: Emerging tech clusters*] - 🤖 **AI + Crypto**: Decentralized data marketplaces. - 🏠 **Tokenized real estate**: Buy/sell property in minutes. - 🏛 **CBDCs**: Governments launch digital currencies (privacy concerns). Prediction - 📈 By 2030, crypto could power **10% of global GDP**. Why This Matters [🖼️ *Visual: Globe with crypto networks wrapping it*] Cryptocurrency isn’t just money—it’s **a new operating system for the world economy**. 🔗 Learn → Use → Build

The Sky community is considering a final proposal to replace MKR with SKY as the only governance token Atlas Axis, the core governance design team of Sky (formerly MakerDAO), submitted a proposal on Wednesday that, if approved, would complete the protocol upgrade from MKR to SKY. The shift would make SKY the only governance token and support staking, unlocking USDS rewards for SKY holders. Sky co-founder Rune Christensen praised the proposal as a "huge milestone" in a forum post. While USDS and SKY were launched as upgraded tokens, DAI and MKR are still in circulation, and users can choose to convert their holdings to the new tokens, allowing for a gradual transition.

The Bitwise Crypto Market Review for Q1 2025 revealed that stablecoin transaction volume narrowly surpassed Visa payments, as stablecoin transaction volume rose by over 30%. Meanwhile, the sector’s AUM hit an ATH of more than $218B, with a 13.5% increase quarter-over-quarter. The Bitwise Q1 report revealed that fiat-linked tokens processed over $27.6 trillion in transactions during the year, officially exceeding Visa’s total payment volume and edging out Mastercard by 7.7%. The growth was driven by USDT, USDC, and DAI, with 95% of the volume settled on the Ethereum network. These fiat-backed digital currencies have also become a top 15 holder of U.S. Treasuries, reflecting their increased integration into traditional financial markets. For context, their volumes were almost 10 times less than those of Visa in 2020, and it took just under five years to close this gap and eventually flip Visa. Bitwise reported that stablecoins had outpaced Visa in volume, with the trend clearly showing that TradeFi is getting disrupted. It is also estimated that they will settle roughly $27.6 trillion in total transaction volume in 2024, with most of it running on Ethereum. The CEO of Social Capital, Chamath Palihapitiya, also confirmed that the average weekly stablecoin transaction volume in Q4 of 2024 reached $464 billion against Visa’s $316 billion. Citigroup even projected that the market could reach $3.8 trillion by 2030. However, experts like Dan Smith (Data Expert at Blockworks Research) and Joe Coll (Advisor at Maven 11 Capital) warned that the stablecoin volume might be inflated or manipulated, arguing that it does not reflect real economic activity, and it can not be directly compared with traditional financial systems like Visa. Coll pointed out that professional traders could generate hundreds of millions in volume using very little initial capital. Smith agreed with Coll’s view that volume manipulation for these U.S. dollar-backed tokens could be achieved without requiring large capital, casting doubt on the figures cited by Palihapitiya. Rajiv Patel-O’Connor, the Principal at Framework Ventures, even referred to the metric as “useless.” Last year, Visa’s dashboard also reported that only about 10% of stablecoin transactions were genuine, sharply contrasting with Visa , where each transaction represented a real payment or purchase. Visa announced that it was partnering with Bridge to offer Visa cards linked to fiat-pegged tokens to its Latin American customers. Zach Abrams, CEO of Bridge, said that for consumers to use stablecoins on a large scale, “they will have to be interoperable with existing tools and services that customers and businesses are accustomed to.” Abrams also said interoperability “enabled folks to use and take advantage of these programmable digital currencies wherever they were in the world, but remain wholly connected with the financial tools that folks used.” “We feel like the moment is now to take some of the things that we’ve already been doing on a more experimental, pilot basis and start to expose them to the world as capabilities that we anticipate will really start to become big and meaningful and globally scalable.” – Jack Forestell , Chief Product and Strategy Officer at Visa. Visa and Bridge also made a joint statement claiming that people will be able to use the stablecoin-linked cards at any merchant that accepts Visa. The new card programs will be introduced in Argentina, Colombia, Ecuador, Mexico, Peru, and Chile. The statement also revealed that the product will become available in Europe, Africa, and Asia in the coming months. Cryptopolitan Academy: Coming Soon - A New Way to Earn Passive Income with DeFi in 2025. Learn More

Discover the Hottest New Crypto Investments of the Season As the cryptocurrency market continues to evolve, savvy investors are always on the lookout for the next big opportunity. Here are the top three coins you should consider adding to your portfolio right now: 1. Aptos (APT) - This relatively new layer-1 blockchain aims to improve scalability and user experience. With its innovative approach to smart contracts, Aptos has gained traction for a wide range of decentralized applications. 2. Sui (SUI) - Developed by former Meta engineers, Sui is another promising layer-1 blockchain designed for high throughput and low latency. Its unique architecture positions it well for NFTs and gaming applications, making it a strong contender. 3. MKR (Maker) - As the governance token for the MakerDAO, MKR allows holders to participate in decision-making. With stablecoins gaining popularity, investing in Maker could benefit from increasing demand for its DAI stablecoin. Keep an eye on these projects to make the most of your next investment!

Wani lokaci riba bata zo da gaggawa — amma idan ta zo, sai dai ka girgiza. Na sayi wani coin da ake cewa $XYZ a $50, sai ya faɗi. Na bar shi, na manta da shi. Bayan wata guda, sai coin ɗin yayi x10 — amma ni kuwa… bana kusa da wallet ɗin. Wannan darasi ne mai nauyi: > Kasuwar crypto bata jiran ka ba. Idan baka shirya ba, zaka bar riba ta wuce ka. Yanzu tambayata gareku: Kun taɓa ganin ribar coin ɗinku ya tashi amma kun kasa cin moriyarsa? Ku ba da labarinku! #CryptoHausa #BitgetInsight #CryptoMistakes #LostProfit #CoinTashi