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These speculations are everywhere related to cryptocurrency in the market and media Most of them are true. Everyone is launching a prepaid crypto card service, allowing users to withdraw funds directly from ATM card in one click and then use them for everyday transactions.  It's a mass demand apart. $BTC king coin in this decade.

On February 25th of 2025, Illinois Senator Dick Durbin joined three Democratic colleagues to introduce the Crypto ATM Fraud Prevention Act in the United States Senate. The proposed legislation seeks simultaneously to improve consumer protection safeguards while setting stronger rules for operators of cryptocurrency automatic teller machines to reduce fraud cases. During his Senate address, Senator Durbin showcased his opposition to cryptocurrency by calling for safety regulations to protect consumers from the unregulated cryptocurrency market . Durbin described the key measures contained in the unpublicized bill when he spoke on the Senate floor. The proposed legislation mandates that crypto ATM operators take proactive measures to prevent fraud. Operators would be required to display clear warnings about potential scams and employ analytics to detect suspicious activities. Some operators have already adopted such practices, setting a precedent for industry-wide standards. This legislation establishes specific protection measures for minority groups who fall into two distinct categories which include elderly citizens and young users of cryptocurrency. During their first two weeks of using the system operators would limit new users to make daily deposits of $2,000 which totals to $10,000 in maximum deposits. The bill requires operators to validate transactions over $500 by making a live telephone call to the customer to stop typical scams that involve attackers keeping a continuous phone connection with their targets. Additionally, the bill stipulates that all customers reporting fraudulent transactions to law enforcement within 30 days are eligible for full refunds. It also requires crypto ATMs to provide paper receipts containing information beneficial to law enforcement investigations. After Durbin and six other Democratic senators wrote their September letter to leading crypto ATM providers regarding their anti-fraud measures this legislative bill was created. The Federal Trade Commission reports that crypto ATMs have witnessed a substantial increase in fraud reports because the United States currently hosts more than 31,000 machines. In 2023 consumers experienced $100 million in crypto ATM fraud losses and during the first half of 2024, they lost another $65 million with each fraud impact totaling $10,000. People aged 60 or above faced three times more chances of becoming victims of scams. DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.

Illinois Senator Dick Durbin has introduced new legislation aimed at reducing fraud at cryptocurrency ATMs, a growing concern for law enforcement agencies. The Crypto ATM Fraud Prevention Act would impose transaction limits and require additional consumer protections to prevent scams that disproportionately target older adults. According to NBC News , Durbin’s bill would cap new users at $2,000 in daily transactions and $10,000 over a 14-day period. It would also require ATM operators to directly communicate with first-time users attempting transactions over $500 and provide full refunds for fraud victims who file police reports within 30 days. The senator emphasized that scammers exploit these machines by pressuring victims into depositing large sums of cash under false pretenses. “As our technology has evolved and become more sophisticated, so have scammers,” Durbin said. “Nefarious actors are now using intimidation and manipulation to scare Americans, particularly seniors, into dumping their life savings into cryptocurrency ATMs.” Crypto ATMs have expanded rapidly in recent years, appearing in gas stations and grocery stores across the country. Law enforcement agencies have reported an increase in scams, with the Federal Trade Commission noting $114 million in losses linked to cryptocurrency ATMs in 2023 alone. I’m on the Senate floor announcing new legislation—my Crypto ATM Fraud Prevention Act—to help stop fraud at crypto ATMs. Watch. https://t.co/JZqjfYkhat Fraudsters often pose as government officials or law enforcement officers, coercing victims into making payments to avoid fictitious fines or legal trouble. Durbin cited a case in which a Springfield, Illinois, store owner removed a cryptocurrency ATM after witnessing multiple elderly customers depositing large sums while speaking on their phones, seemingly under duress. Similar concerns have prompted some states , including Minnesota, California, and Vermont, to implement daily transaction limits on cryptocurrency ATMs. Durbin’s bill would allow state regulations to remain in effect as long as they are not less stringent than federal rules. The bill would also require ATM operators to establish fraud prevention policies and submit them to the Financial Crimes Enforcement Network. Companies found violating the proposed regulations could face fines of $10,000 per day.

Sen. Durbin proposes bill to combat crypto ATM fraud Senator Dick Durbin has introduced the Crypto ATM Fraud Prevention Act to address rising scams involving crypto ATMs. The bill mandates $2,000 daily transaction limits for new users, clear fraud warnings and full refunds for scams reported within 30 days. It also requires operators to implement anti-fraud policies overseen by a chief compliance officer and reported to FinCEN. According to The Block, the move follows reports from the FTC and TRM Labs highlighting increased fraud and illicit activity at crypto ATMs.